The Bank: Savings accounts, checking accounts, Christmas club accounts, safety deposit boxes and other bank items should be transferred to you new city. Ask your banker if they have a corresponding bank at your relocation area.

Important Papers and items such as Wills, birth records, tax records, jewelry should be moved only after you have rented a new security box, so as to avoid possible loss.

Investments: If you presently deal through a brokerage house or investment service such as a bank trust department or mutual fund, they might have a branch where you are locating . If not, special arrangements have to be made, since most securities are held in “street name” form and red tape delays are common.

Accountant, Financial Advisor, Lawyer: Many people use an accountant or tax service who normally store previous years records. Remember not to leave these behind. The same holds true for files held by your lawyer or financial advisor.

Miscellaneous Items: Some other things should be transferred. They include doctor, dental and hospital records, eyeglass prescriptions, veterinary records and school records.

If you sold your home and are moving: Important and helpful records to leave behind for the New Buyer'

Any service or work orders, warranties, appliance warranties and/or registration and instruction manuals.

Any resources you found helpful and solid service history with can be left as a courtesy such as landscaping service company you used on a regular basis, pest control, house cleaning, pool service company (if applicable), contact phone numbers for Homeowners association and/or guarded entry (if applicable), home warranty (if transferred), termite warranty (if applicable), security monitoring service company (if being assumed by Buyer), to name a few.

After Closing on your home, possible refunds to watch for or inquire about:

1) If you paid off an FHA loan, you may be entitled to a partial refund of the MIP (Mortgage Insurance Premium) that you paid up front when the loan was originally funded.  Contact your lender or Realtor ® or go to www.hud.gov for an application for a refund or click on the following link: http://www.hud.gov/offices/hsg/comp/refunds/index.cfm

2) Make sure your homeowners dwelling/fire and flood insurance policy was cancelled on your prior residence.  Check with your insurance agent to verify your refund and make sure they have your forwarding address to send you your refund due.  Reminder to keep personal property insurance on your belongings during your move or make sure you have coverage on a new homeowners policy for your new residence.

3) If your homeowners policy and property taxes were paid through an impound account held by your lender on your prior residence, you are entitled to receive the reserves left remaining after you close escrow if any.  Make sure you know what your impound account balance is at closing and take note whether the payoff statement reflects the balance or reductions in the payoff for the remaining unused reserves.  Make sure your prior lender has your forwarding mailing address to mail any refunds.

4) Make sure the Escrow company (if applicable) has your forwarding address to mail any recorded documents, escrow documents and any refunds if any are due.  Contact your Escrow office or Realtor® regarding any questions you have on your settlement statement.

5) Overpayments for any other service providers that you had paid in advance – make sure they have your forwarding address.

All information contained herein are recommendations provided through resources of West USA Realty.  All Information contained on our public website is deemed reliable but not guaranteed.  Content courtesy of West USA Realty.